This blog will start as a story of how I use to have many jobs but life was passing me by as I was on a constant spiral down from any life whatsoever. Including missing my family and friends it just lost its appeal. My thought process was work as much as I can while I can because you never know when you just can't anymore. Well that was nice but all you do is spend more money instead of save the extra money or try to get ahead by possibly paying off the monster debt. Not me, I apparently have a burning hole in my pocket when I put a dollar in it. Lot changes with your perspective when you go down to one job, one source of income.
Sooo, the hunt began to try and find ways to save money which started with moving away from Chase Bank which kept increasing interest rate on my credit card even though my credit score was in the high 700's and sometimes would hit 800 something. Also odd since I've been with the bank forever but I'm learning slowly that I'm more of a credit union kind of guy so I moved 99% of my finances to a Credit Union where there credit card is only 5.9% and they are willing to give me great loan rates. What? And they are more than helpful. I have tried this before but really really didn't like the web/app interface and since we do most of our banking online, it was rough. Chase has a great app and web interface but seriously there rates are way too high and no loyalty to customers that give them our money to hold onto. So two words for ya Chase, "See ya"!
Now finances moved over to a credit union, a little bit of savings is already working in my favor (wow was I paying a ton in interest with my chase card). My next big expense is the house, gotta have that and no sense of changing the house payment since interest rates haven't really gone down and I really don't want to start over with closing fee's, reset the 30 year fix mortgage count down back to 30 years.. its okay. Next would be my RAM truck payment which is no more than $700/month. I had a 2013 RAM and loved it but it started to rust (which is pretty common in Michigan) but I couldn't take it so with less than a year to pay it off I bought a 2018 RAM 2500 Limited (so fully loaded). I never really loved the truck but thought I would eventually. Now its been two years and it tows just as good as my 2013 with that cummins diesel purring but way too many electronics for this guy. Its time to find something else that can tow our 10,500lb RV trailer and occasionally my car hauler trailer and even sometimes my excavator trailer but most often my 25' enclosed car hauler trailer that holds our ATVs and SxS. I just don't like anything anyone builds today. It feels and drives like garbage so went to google and started searching for tow vehicles and what is everyone most happiest with and just about every website kept popping up Suburbans with the 8.1L. Similar torque and horsepower as the Duramax Diesel with a few mpg less in the 8.1L for fuel econonomy but let's be real, Unleaded will always be cheaper than diesel and every mechanic can work on a gasoline engine and probably has the parts at a local store but not the same could be said about a diesel. Good luck going to anyone but a dealer to work on it, fuel is more expensive probably 90% of the time and repairs are monstorus. Let's also not forget you have to put cow pee in called DEF unless you delete DEF from your truck but you'll loose any warranty. So the negative to an 8.1L is crappy fuel economy and that's it.
So I began my search for what year(s) are the best Suburbans and they kept coming back to the 2000-2006 years. With the 8.1L you can pull 12,500lbs (DANG!). Sometimes you are lucky and get the Alison Transmission but most of the time you'll end up with the heavy duty 4L80e transmission.
I found a super clean 2003 in California at Affordable Imports Auto Sales so tomorrow I'm flying out of Detroit Metro International Airport and landing in LAX around 10:20am tomorrow and catching a Lyft down to Murrieta to pick up my new/used Suburban.
I will keep adding to this blog as the trip progresses